Don’t overpay to process credit cards.
Our rates can save you money every month.
Envelo Bank Card Services offers some of the best rates and fees in the industry. That means more money in your pocket — and in your business. Plus, we make sure you have everything in writing. No hidden fees and no surprises.
With Envelo Bank Card Services, you’ll enjoy:
FREE application
FREE setup
FREE customer service and support
FREE reprogramming of existing terminals
FREE in-house gateway tech support
NO annual fees
NO hidden fees
Why choose us? Review our highly-competitive rates below — some of the most aggressive rates in the industry — to see for yourself why we have been successful at helping businesses all across the country. Plus you'll have access to friendly, personal telephone support from “real people” during business hours and service by email 24/7.
| EBCS Card Present Rates | Industry Standard | |
|---|---|---|
| Application Fee | FREE | $50-250 |
| Annual Fee | FREE | $45-75 |
| Monthly Statement (customer service fee) | $10 | $10-15 |
| Standard Discount Rate | 1.39% Debit 1.69% Credit | 1.73-1.89% |
| Mid-Qualified Transactions | 1.07% | 1.17% |
| Non-Qualified Transaction Fee | 1.82% | 1.90% |
| Transaction Fee | 20 Cents | 20-25 Cents |
| Setup Time | 1-2 Days | 2-7 Days |
| EBCS Ecommerce Rates | Industry Standard | |
|---|---|---|
| Application Fee | FREE | $50-250 |
| Annual Fee | FREE | $45-75 |
| Monthly Statement (customer service fee) | $10 | $10-15 |
| Standard Discount Rate | 2.19% | 2.33-2.49% |
| Non-Qualified Transaction Fee | 1.82% | 1.90% |
| Transaction Fee | 30 Cents | 30-39 Cents |
| Setup Time | 1-2 Days | 2-7 Days |
| Monthly Gateway | $15.99 | $17.99-$25.99 plus 10 cents per transaction |
| EBCS MOTO Rates | Industry Standard | |
|---|---|---|
| Application Fee | FREE | $50-250 |
| Annual Fee | FREE | $45-75 |
| Monthly Statement (customer service fee) | $10 | $10-15 |
| Standard Discount Rate | 2.19% | 2.33-2.49% |
| Non-Qualified Transaction Fee | 1.82% | 1.90% |
| Transaction Fee | 30 Cents | 30-35 Cents |
| Setup Time | 1-2 Days | 2-7 Days |
Go here to start your application or call (888) 715-4582 or (843) 260-6004.
Our Rates vs. Industry Standard
Envelo offers some of the best rates & fees in the industry. That means more money in your pocket — and in your business.
- No Annual Fees
- No Setup Fees
- No Application Fees
- No Deposit Required
Compare Apples to Apples
Already have a merchant account? Get a free rate analysis! Find out where you can save money with us. Use our statement submission tool to get a side-by-side comprehensive analysis of your current merchant rates & fees.
Go here to discover your savings.
